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Pre-market · Aug 6, 2026 6:34 AM ET S&P 500 7,723.55-0.17% Dow Jones 54,349.12+0.49% Nasdaq 26,363.44-0.83% 10-Yr Yield 4.62%-0.22% BTC/USD $64,612+0.01% Gold $4,330.40+0.59% Oil (WTI) $75.89+0.89% 30-Yr Mortgage 6.66%+0.08 Nat'l Avg Savings 0.38% APY Nat'l Avg 12-Mo CD 1.68% APY

Banking & Savings

Where you keep your money changes how fast it grows. Compare accounts, track today's rates, and find the right home for your cash.

Nat'l avg savings0.38% APY
12-mo CD1.68% APY
Aug 6, 2026

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Banking FAQs

How much of my savings should be in a high-yield account?

A common rule of thumb is to keep three to six months of expenses in an emergency fund in a high-yield savings account, where it stays liquid but still earns interest. Money you won't need for years may work harder in a CD or invested.

Is my money safe in an online bank?

Deposits at FDIC-insured banks — including most online banks — are protected up to $250,000 per depositor, per bank, per ownership category, exactly the same as at a branch bank.